Affordable Health Benefits & Services
Individual Coverage
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Health Insurance
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Health Sharing Programs
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Direct Primary Care
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Dental & Vision Insurance
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Life Insurance
Benefits Administration
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Benefit Platforms
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Benefit Guides
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COBRA
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ACA Compliance
Group Health Benefits
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Fully Insured
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Level Funded
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Self Funded
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Ancillary
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Supplemental
Education & Support
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Open Enrollment Meetings
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New Hire Onboarding
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Employee Engagement
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Year Round Communication
Direct Primary Care
Direct primary care is a critical piece of any of our health plans and recommendations. Think of it like a Netflix subscription for healthcare. You pay a monthly fee to have access to a primary care doctor without additional copays or deductibles to meet. DPC doctors keep a low number of patients under their care so they can spend more time with members and be available the day of or next day. This leads to better health outcomes, less wasteful spending, and the attention and care you deserve.
Healthcare Navigation
The only way to eventually pay less for health insurance is to pay less for healthcare when you can. The harsh truth is that most of us are terrible consumers when it comes to healthcare. The system is setup for insurance companies and hospitals to overcharge and leave us clueless. That's why we bring in navigation services to steer members to low cost/high quality doctors and facilities. Over time this can lead to tremendous savings for the members, the health plan, and the company.
Rx Solutions
Every health plan has a PBM (pharmacy benefit manager) that authorizes the filling of prescriptions and manages the formulary. The issue is many PBMs use spread pricing to mark up the cost of drugs and get kickbacks in the form of rebates that influence decisions. We work with transparent pass through PBM vendors to ensure members are charged a fair price at the pharmacy counter. We also have access to international sourcing and Patient Assistance Programs to find high cost specialty drugs at a reasonable rate.
Benefits Analysis
We offer a free benefits analysis to companies of all sizes.
This is a deep dive into your current benefit offering where we check 6 main areas to see if your health plan is performing at a high level.
Healthcare Spend
PBM - Rx Spend
Provider & Facility Quality
Fraud & Waste
Inefficiencies - Technology
Broker Compensation
Average Premium Reduction
15-20%
Average # of Issues Found
4-5